CBD Belapur, Navi Mumbai +91 91373 40133 [email protected]

Title and Search Report

Independent title verification before you buy, lend against, or develop a property — including searches of land records, encumbrance checks and a written title report.

Overview

A title search confirms whether the seller has a clear and marketable title to the property and whether there are mortgages, charges, litigation or other claims against it. It is the most important step before purchasing a flat, plot or land.

The Counsel carries out searches at the office of the Sub-Registrar and in revenue and CIDCO records, examines the chain of title documents, and issues a title report or title certificate for buyers, banks, financial institutions, developers and co-operative housing societies.

Services

Search of Sub-Registrar Records
Title Report & Title Certificate
Chain of Title Examination
Encumbrance & Mortgage Checks
7/12 Extract & Mutation Verification
Title Reports for Home Loans
CIDCO Lease & Transfer Verification
Public Notice Inviting Objections

How a Title Search Is Done

1

Collect Documents

We collect copies of the title deeds, previous agreements, share certificate (for society flats), property card or 7/12 extract, tax receipts and approved plans.

2

Search of Records

A search is taken at the office of the Sub-Registrar, usually for the last 30 years, to trace registered transactions and charges on the property.

3

Revenue & Authority Records

Mutation entries, the 7/12 extract or property card, and CIDCO or municipal records are checked for ownership, reservations and restrictions.

4

Public Notice

Where appropriate, a public notice is published in newspapers inviting objections or claims from any person.

5

Litigation Check

Available court and authority records are checked for pending litigation concerning the property or the owners.

6

Title Report

We issue a written report setting out the chain of title, any defects or encumbrances found, and the steps needed before the transaction proceeds.

Search Before You Pay

Get the title search done before paying any significant amount or signing the agreement for sale. Defects are far easier to resolve before the transaction than after it.

Applicable Legislation

  • Transfer of Property Act, 1882
  • Registration Act, 1908
  • Indian Stamp Act, 1899 and Maharashtra Stamp Act
  • Maharashtra Land Revenue Code, 1966
  • Maharashtra Co-operative Societies Act, 1960

Frequently Asked Questions

Why do I need a title search if the seller has the documents?
Documents in the seller's hands show only part of the history. A search of public records can reveal mortgages, earlier sales, court attachments or claims by heirs that are not visible from the seller's papers.
For how many years is the search taken?
A search of the last 30 years is the usual practice in Maharashtra. A longer search may be advised for ancestral land or where the chain of title is complicated.
How long does a title search take?
It depends on the property and the records available. A typical search and report for a flat takes about one to two weeks. Land with a long or complex history can take longer.
Will my bank accept your title report?
Banks usually have their own panel advocates and formats. We can prepare reports in the format required by the bank, or give you an independent report for your own protection alongside the bank's report.